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Insurance and Liability for Damage

Accidental Damage Covered by Insurance
  • Motor vehicle accident
  • Vehicle theft Vandalism

Fire Note: There is a $1000 Trailers, $1500 Class C, and $2500 Class A deductible for all Accidental Damages. Deductible applies per accident or damage and not per rental!

Renter is responsible for loss of rental days while motor home is being repaired in the case of Insurance claim.

International:

All international customers will be covered by our insurance and therefore will be responsible for the deductible.

Local Coverage:


We can use insurance binders for USA customers and, in that case, the  deductible will be their own amount agreed on with their own insurance, we will add loss of rental days to the deductible amount in case of damage.

Damage NOT covered by Insurance

Negligent Damage. Customer assumes unlimited responsibility for Negligent Damage.

"Negligent Damage" refers to accidents caused as a result of Driver's negligence and includes but is not limited to:

  • Accidents occurring off public roads.
  • Accidents occurring while backing up or parking.
  • Windshield and glass damage.
  • Damage above windshield caused by striking overhead objects, undercarriage damage (including tires and wheels).
  • All damages to slide-out and awnings, as well as tire damage and blow-outs.
  • Damage caused by freezing of the vehicle's systems (it is not permitted to fill water- and/or waste tanks when temperatures are below freezing - please see Winterization).
  • Deliberate or willful damage caused by renter or guests.
  • Interior damages caused by renter or guests.
  • Failure to maintain all fluid levels.
  • Driving under the influence of alcohol, drugs or other controlled substances.
  • Traveling in restricted areas.
  • Carrying more passengers than having seat belts available.
  • Failure to use specified fuel.
  • Operation by anyone under 25 years of age unless approved by CamperRentalsUSA.
  • Damages and accidents caused during breach of rental contract or use of rented vehicle for illegal activities.

Notes: No coverage is provided for travelers and their belongings in the rented RV under either policy.

Liability Insurance Included in the Daily Rental Rate

Public Liability Insurance to cover accidents in the event that the Renter is at fault. The policy protects the Renter/Driver to Statutory Limits (State mandated minimum liability coverage). Liability coverage is applicable in the state where the accident occurred and current limits can be found at the following website www.mbainsurance.net/liability_limits.php